Section 1: Information We Maintain or Collect

We may maintain and collect nonpublic personal information about you as necessary to originate and/or service your loan. We also may maintain or collect information about you to provide products, services, and other opportunities that we believe may be of benefit to you. The following are examples of the types of nonpublic personal information we may maintain or collect:

• Information that you provided (either directly or through your broker) in connection with your loan on applications, other forms, or verbally, such as your name, address, social security number, income, or assets and liabilities.
• Information about your transactions with us, our affiliates, or other parties, such as information about your payment history, account balance, and parties to transactions.
• Information we receive from consumer reporting agencies, such as your credit worthiness and credit history.

Section 2: Information Sharing with Nonaffiliated Companies

To provide you with efficient service and inform you of opportunities that may be of interest to you, we may share all or part of the information that we maintain or collect, as described in Section 1, with nonaffiliated companies. We may share this information with the following types of nonaffiliated companies, among others, unless you tell us not to, by signing and returning the form provided:

• Financial service providers such as credit card issuers, finance companies, insurance companies, banks and mortgage companies.
• Non-financial companies such as retailers, airlines and marketing companies, manufacturers and publishers.

Please note that we may share nonpublic personal information about you, as described in Section 1, to companies that perform services on our behalf or to companies with which we have joint marketing agreements, even if you sign and return the form provided.

Section 3: Information Sharing with Our Affiliates

Under the Federal Fair Credit Reporting Act, there is certain information about you that we may not share with our affiliates if you tell us not to. This information may include, among other things:

• Information we obtain from your loan application, such as your income, assets and liability information and marital status.
• Information we obtain from a consumer report, such as your credit score or credit history.
• Information we obtain to verify representations made by you, such as other financial obligations you may have.

Information we obtain from a person or company regarding that person or company's employment, credit, or other relationship with you, such as your current employment relationship or what debts you owe. The categories of affiliated companies who may receive the above information include:

• Financial service providers, such as an insurance agency.
• Non-financial companies, such as companies that perform property evaluation services.

Please note that even if you direct us not to share the information described in Section 3, we are permitted to share with our affiliates information about transactions or experiences between you and us.

Section 4: Information Sharing with Companies That Perform Services on our Behalf

Under law, we may disclose nonpublic personal information about you that we maintain or collect, as described in Section 1, to companies that perform services on our behalf or to other financial institutions with which we have joint marketing agreements. The categories of third parties providing these services may include, among others:

• Financial service providers such as credit card issuers, finance companies, insurance agencies or companies, banks and mortgage companies.
• Other service providers such as tax vendors, print vendors, software programmers, reconveyance companies, loan servicers, mortgage insurance providers and property evaluation companies.

Section 5: Confidentiality and Security of Information

We restrict access to nonpublic personal information about you to those employees who need to know that information, to those companies or individuals that provide services to us, and in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at (858) 452-2845 or via email at .

Section 6: Former Customers

Our Privacy policy for nonpublic personal information about former customers is the same as our policy for current customers.

Section 7: Changes in Privacy Policy

CLFG may choose to modify this policy at any time. Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.

Section 8: Your Access to and Control Over Information

You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:

See what data we have about you, if any.
Change/correct any data we have about you.
Have us delete any data we have about you.
Express any concern you have about our use of your data.

Section 9: Definitions

References to "CLFG ", "We", "Us" or "Our" refer to Capital Line Funding Group, CLFG Finance Co. and their respective subsidiaries and affiliates. References to "you" or "your" refer to consumers who are customers, applicants or borrowers of CLFG.

Section 10: Your Right to Opt-Out

You may opt out and direct us not to disclose nonpublic personal information about you, except as permitted by law, to:

1. nonaffiliated third parties as described in Section 2, and
2. affiliated third parties as described in Section 3.

We will consider an opt-out by any joint borrower as an opt-out by all borrowers. At this time, CLFG identifies all of its customers, applicants and borrowers as having selected to opt out and not to disclose nonpublic personal information except as provided above, without the need for any further actions on your part.

Section 11: Cookies

We use "cookies" on this site. A cookie is a piece of data stored on a site visitor's hard drive to help us improve your access to our site and identify repeat visitors to our site. For instance, when we use a cookie to identify you, you would not have to log in a password more than once, thereby saving time while on our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. Usage of a cookie is in no way linked to any personally identifiable information on our site.

Section 12: Links
This web site contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.