Construction Loans

Homeowner Programs

Stated income on Construction Loans up to - $1,000,000+
Lot Loans - If you are not yet ready to build, obtain a loan to buy the lot.
Fixed Rate or Variable Interest Rate available.
Monthly interest–only payments due for the loan term; principal and accrued interest due at maturity.
Financing is available for up to 70% of your purchase price or the appraised value, whichever is less.

Your loan will normally close shortly after you have signed the loan documents. On refinance and home equity loan transactions, federal law requires that you have three days to review the documents before your loan transaction can close. Purchase transactions do not have a three day rescission period

Construction Loans

One makes monthly interest-only payments on the amount borrowed during the construction phase.
Each construction loan comes with its own set of variables, please Contact Us to discuss the specifics of your loan request

Stated Income Construction Loans.

This is a fixed-rate loan to be used for the Construction of your custom home on your lot. Funds are advanced during construction as the home is completed. Competitive Variable Rates for loans of 12 months or less are available.

Capital Line Funding Group | (858) 452-2845 | License #1326

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